Agriculture Insurance

What is included on an agriculture insurance policy?

As already stated, there are a whole range of covers that can be included on a policy. And the indemnity limits (the maximum amount that the policy will pay out in the event of a valid claim) can also vary hugely depending on the size and scope of your business.

Typically, you will want to consider:

Farm / smallholding building and contents cover. Rather like your home insurance policy, this provides protection for your business premises and contents from theft, loss of damage in a range of circumstances – for example a fire, flood or break in.

Agricultural vehicle insurance – It’s likely that you use a range of vehicles, including specialist vehicles in the course of your work. From quad bikes to tractors as well as 4×4’s, cover can be provided for all of your vehicles on a single policy.

Crop and livestock cover – protecting you from the financial losses caused by loss or damage to crops and livestock

Liability Covers – where you have farm workers, even casual or part time, you are required by UK law to take out Employers Liability insurance in the UK. Similarly, you should consider Public Liability Insurance which protects you in the event that a member of the public claims they have suffered a loss or injury as a consequence of your farm work.

Business diversification cover

It’s not uncommon for farms to diversify these days, or set aside part of the land for different activities. It could be that you offer quad bike driving experiences, or use some woodland for a paintballing business. Cover can be arranged for your diversification projects

Who needs Agricultural Insurance?

You may be an agriculturalist with several professional vehicles under your care plus family quad bikes and horse boxes that all need insurance. It could be you need cover for your small holding or farm, including building and contents as well as equipment, tools and machinery.

Some of our specialist Agricultural Business Insurance areas include:

• Agricultural Vehicle Insurance
• Breakdown Cover
• Horsebox Insurance
• Quad Bike Insurance
• Tractor Insurance

Why buy agriculture business insurance from BJP Insurance Brokers?

BJP Insurance Brokers is a long established, independent broker with strong business relationships with a range of leading insurers. Our professional broking team have extensive experience placing a range of insurance covers for businesses in the agriculture sector. For a no obligation discussion about your needs, and a quote, simply get in touch today!

For a fast Agriculture Insurance quote call us now on 0345 3652121.