High Net Worth Insurance
High Net Worth Insurance
High Net Worth Insurance
At BJP Insurance, we understand the unique value that high net worth individuals place on their home and personal belongings. That’s why we specialise in providing tailored insurance solutions that cater specifically to the requirements of discerning clients who demand excellence in protection for their high-value assets.
Our experts can provide insightful advice on suitable high net worth home and personal belongings insurance policies. With a legacy spanning over two decades in the insurance industry, we’ve built strong partnerships with over a dozen leading insurers, including Hiscox, Covea, Zurich, and Aviva. This extensive network enables us to offer a diverse range of premium policies that ensure your most treasured possessions are comprehensively covered.
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Find out more about how we can help secure the right high net worth cover for you
Key Features and Benefits of working with BJP, the High Net Worth Insurance Brokers to source a Policy that suits your needs
BJP Insurance Brokers go beyond the standard cover to include extraordinary features and benefits that reflect the lifestyle and needs of our high net worth clients:
- New Acquisition Notice Period: Life presents us with opportunities to acquire new treasures that need protecting. We have a policy available that grants a generous 90-day notice period for new acquisitions, providing cover for up to 25% of the contents sum insured so that your latest valuables are protected from the moment they become yours.
- Generous Single Article Limits: Rest easy – your policy could provide a substantial standard single article limit of up to £25,000 for personal belongings, and an impressive £50,000 single article limit for Fine Art, ensuring your most precious and high-value items are well within the protection scope.
- Large Loss Excess Waiver: In the unfortunate event of a significant loss over £10,000, our policy waives the excess fee, alleviating financial stress during challenging times (not applicable to subsidence or as outlined in the statement of insurance).
- Contract Works Coverage: We can protect your home even when it’s undergoing enhancements. We can provide contract works protection up to 20% of your sum insured or £1,000,000 – whichever is lower, ensuring your property’s enhancements are protected (subject to exclusions).
- Cyber Assistance: In today’s interconnected world, the safety of your home systems against cyber threats is paramount. We can include cover for damages resulting from hacking, including cyber crime, safeguarding both your digital and physical realms.
- Home Emergency Assistance: Emergencies can strike without warning, but with us, you could have up to £1,500 cover, providing 24-hour access to approved repairers ready to respond promptly to urgent situations.
- Annual Travel Cover: Our comprehensive policies can extend beyond home insurance, offering annual travel coverage with 24/7 worldwide telephone claims reporting and immediate response, so you can travel with peace of mind knowing you’re protected on all fronts.
Our dedication to exceptional service and meticulous attention to detail ensure that BJP Insurance Brokers stand out as the preferred choice to provide insurance for high net worth individuals seeking unparalleled coverage.
The BJP difference
But the quality of the cover is only part of the service. We recognise that high net worth individuals and families are busy people who expect a quality service. With that in mind we offer:
- A dedicated account team who will do a quarterly review of your cover.
- Annual revaluation services. Where you have collectables, their value can fluctuate significantly, making it more important to be aware of market trends.
- Claims management support. We will follow up with insurers following a claim on your behalf, working to get your claim settled fully and promptly – and with minimum fuss.
Getting Protected with BJP Insurance Brokers
Don’t let uncertainty cast a shadow over your valuable possessions. It’s time to align with a trusted broker who is fully invested in safeguarding your lifestyle and treasured assets. Contact BJP Insurance Brokers today to discuss your high net worth home and personal belongings insurance requirements. We’re here to provide you with top-tier advice and access to exclusive policies that reflect the value you seek in insurance protection.
Request a consultation or receive a tailored quote by reaching out to us at 0345 365 2121 or via our website. Join the ranks of our satisfied clientele who enjoy the peace of mind that comes from knowing their high-value assets are in expert hands. Secure your legacy with BJP Insurance – where exceptional is our standard.