High Net Worth Insurance

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High Net Worth Insurance

High quality and valued possessions need a greater level of protection that are not usually insured under a standard household insurance.

For cover that will protect your high value assets and possessions, speak to BJP today to discuss comprehensive insurance options to suit you and your assets.

We take the time to understand your personal requirements and tailor your insurance protection to be as individual as you are. For higher value homes, our cover extends to include:

  • Protection for your contents, including art & antiques and valuables – cover extends whilst anywhere in the world, and against any accidental loss or damage.
  • High single article limits for valuables, art & antiques. Only highly valued jewellery and watches need to be specifically listed on the policy (e.g. items valued over £25,000).
  • Accidental damage included as standard on all cover sections.
  • £10,000,000 employers liability limit to cover injury to your domestic servants and employees.
  • £5,000,000 limit to cover your legal liability for third party injury or property damage.
  • Legal expenses cover automatically included with up to £100,000 cover as standard.
  • Free expert helpline services offer support and assistance on legal, tax and health issues, as well as counselling services.
  • Your belongings are covered comprehensively whilst you are anywhere in the world
  • For home emergencies, we provide a 24-hour helpline to help you access repair services quickly.

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High Net Worth Insurance

Contact our broking team today for advice


  • Your second homes or rental properties, based either overseas or in UK and even where unoccupied, can be comprehensively covered at all times.


  • Worldwide cover as standard including winter sports
  • Travel cancellation covered for all family member residing in the home
  • Travel cover extends up to 76 years of age and beyond


  • Single vehicle or multi vehicles comprehensively covered
  • No minimum premium
  • Agreed value cover on all insured vehicles
  • Any driver covered to drive your cars
  • Classic Car Extended Replacement Cover can extend to 125% of Agreed Value
  • Loss of Value for Classic Cars can extend to 20% of Agreed Value
  • European motor breakdown cover included as standard


  • Worldwide all-risk cover available as standard
  • Defective title and death of artist covered
  • Cover based on agreed values for all specified items and collections
  • Temporary cover for items on loan to third parties
  • Cover whilst being repaired, restored or whilst on display


  • All-risks cover on agreed value cover basis for your yacht as standard.
  • Navigating limits up to Worldwide or as required.
  • Hull value options starting at average of £300,000.
  • No minimum yacht hull value