Bricklayers Insurance cover in more detail
A Bricklayers Insurance, Liability and Contractors policy includes some critical elements of cover that no contract bricklayer should be without:
Bricklayers Public Liability Insurance
For example, if you are working at a client’s premises and if a falling brick damages property or injures someone your bricklayers public liability insurance will cover the compensation payments as well as any legal expenses.
Bricklayers Employers Liability Insurance
For example if one of your employees sustains a head injury from a falling brick, whether they are wearing a hard hat or not, your bricklayers employers liability insurance policy will cover you against any claim.
Bricklayers Contract Works / Contractors All Risks Insurance
For example, if a wall you are constructing collapses due to bad weather conditions, your bricklayers contract works insurance will cover the cost of rebuilding the wall. Alternatively if you have a cement mixer stolen from site your bricklayers contractors all risks insurance policy will pay for your loss.
Bricklayers Directors & Officers Liability Insurance
For example, should you find yourself being personally sued as a result of company business your bricklayers directors and officers liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.
Example risk assessment for contract Bricklayers
The Association of Brickwork Contractors
The Construction Industry Training Board (CITB)