When is cyber crime just a crime?

2018-01-10T16:23:04+00:00 January 10th, 2018|

Changes in technology, changes in process, changes in cover; why businesses need to understand what cyber insurance covers. Technology has changed the face of business in Britain. Over the last 20 years, the way we use technology has completely altered and for many of us, has made the way we work unrecognizable compared to how [...]

Construction buyers have reported business rising at the fastest rate for 17 months.

2017-06-27T11:47:27+00:00 June 6th, 2017|

Is the construction trade still on the up? Soaring residential workloads and sustained growth in civil engineering were the main drivers to growth, report notes. And there was more good news as material price inflation bottomed-out to a seven month low. Tim Moore, Senior Economist at IHS Markit and author of the Markit/CIPS Construction PMI, [...]

Will NEC4 live up to expectations for the construction industry?

2017-06-27T11:47:27+00:00 June 1st, 2017|

Contractors are set to benefit from a raft of changes expected in the impending NEC4 suite of contracts, including greater clarity when it comes to insurance. The latest versions of the NEC documents – NEC4 - are due to come into force later in June. It’s 12 years since NEC3 contracts were first published and [...]

Building trade on the up?

2017-06-27T11:47:27+00:00 May 11th, 2017|

Industry survey suggests building trade looking healthy and anticipating growth According to the Federation of Master Builders latest trade survey, one in two members predict rising workloads in the coming months, with just 5% predicting a decrease in activity. Around 85% of builders believe that material prices will rise in the next three months and [...]

Avoid underinsurance with BJP & Insuranceshortfall.com

2017-06-27T11:47:27+00:00 April 25th, 2017|

Unique new service for BJP Insurance business clients We're pleased to be able to offer an innovative online service to help businesses avoid the potentially devastating consequences of ‘underinsurance’ to our BJP clients. Insuranceshortfall.com offers a low-cost way of calculating how much a commercial property would cost to rebuild from scratch if it was damaged [...]

Stop. Make a change highlights worker health and safety

2017-06-27T11:47:27+00:00 April 21st, 2017|

  More than 60,000 people working on infrastructure sites nationwide will stop work on Tuesday in a bid to boost health, safety and wellbeing standards. Around 1,000 sites, office and production facilities up and down the country will halt work for two hours to take part in the Stop. Make a Change campaign. In [...]

Update – What impact are we seeing from the Insurance Act 2015?

2017-06-27T11:47:27+00:00 February 23rd, 2017|

What impact has the Insurance Act 2015 had on UK businesses? We’ve seen speculation in the market place about the impact of the Insurance Act 2015 on businesses, particularly with regards to potential likelihood of a claim being successful . At BJP Insurance, we’ve always striven to work closely with clients, taking time to [...]

Motor Insurance Database

2017-06-16T17:07:38+00:00 September 29th, 2016|

You may have already heard about the increasing numbers of uninsured vehicles being seized by the police under powers introduced in August 2005. Nearly 30,000 have been seized to date – that’s enough cars to fill the Channel Tunnel nose to tail, in both directions. This is great news for the honest motorist who are [...]

Cyber Attacks – Cyber Liability Insurance

2017-06-16T14:25:33+00:00 September 29th, 2016|

Did you know there are 10,000 cyber attacks on SME’s each week? Facts regarding cyber attacks: 50% increase in cyber attacks since 2011 87% of small businesses experienced a data breach in 2012 UK cyber crime costs £27 billion per year Average cost of a data breach for an SME is £65,000 Currently it is [...]