Security sector premiums on the increase

2020-11-20T15:42:04+00:00November 20th, 2020|

Insurers withdrawal from the market has led to price hikes Over the last 12 to 18 months, we have seen major changes within the security insurance market – to the extent that some insurers have stopped insuring the sector altogether. Since November 2019, five insurers have discontinued their security-specific offering; others have either restricted [...]

Self build projects – what you need to know

2020-10-05T09:09:33+01:00October 5th, 2020|

When it comes to a self build project, planning is key Deciding to build, renovate or extend a property involves a lot of planning. The risks associated with such a project are quite varied and diverse. It is a serious investment that requires the protection of the right insurance package and specialist risk and [...]


2020-09-22T15:13:15+01:00September 22nd, 2020|

Noticed a change in your PI premium and cover? Conditions in the Professional Indemnity market have changed significantly over the past 12 months. For over a decade the UK PI market has been ‘soft’.  This means that the supply of capacity for PI cover far outweighed the demand for it from businesses.  This was [...]

Kickstarting your business after lockdown

2020-07-13T09:26:42+01:00July 13th, 2020|

Kickstarting your business post-lockdown After months of lockdown, business owners and managers are finally seeing some relief as restrictions are slowly eased across the UK. If you’re one of them, an essential thing you should bear in mind as lockdown lifts is that your responsibilities towards your employees and customers will not lift in [...]

Why is Directors and Officers Important cover to have during this crisis?

2020-08-04T09:13:55+01:00June 9th, 2020|

Having the right D&O cover in place is now more important than ever. As businesses face increasing and unique challenges as a result of the COVID-19 pandemic, Directors of Limited Companies are under closer scrutiny than ever - Heightening the risk of potential claims and litigation. What does Directors and Officers Insurance do? Directors [...]

Coronavirus Update Notice

2020-05-28T14:23:37+01:00May 28th, 2020|

Our regulator, The Financial Conduct Authority (FCA), has recently issued guidance to all UK insurance providers about temporary measures to help insurance customers who may be suffering financial difficulties as a result of coronavirus. We would like to confirm the following – Our office remains open for business as usual and any posted documentation [...]

The emerging risks of self-isolating and remote working due to COVID-19

2020-05-21T15:08:07+01:00April 24th, 2020|

Are you correctly covered for lockdown life? Now that many firms and organisations have either closed or reduced their operations, more people are working remotely. There are far fewer people commuting into or working at business premises because of the lockdown. A resultant reduction in road traffic collisions, accidents in the workplace, vandalism and [...]

COVID 19 and your tradesman insurance policy – what you need to know

2020-04-14T14:19:42+01:00April 14th, 2020|

Insurance advice for tradesmen and construction contractors during the COVID 19 pandemic 65% of UK construction market value is shut down. Recent reports suggest that construction projects across the country with a combined value of £104b are being affected by coronavirus related delays. But what does this mean for the thousands and thousands of [...]

Why it pays to check your sub-contractors insurance

2019-09-17T14:59:29+01:00September 17th, 2019|

Why it pays to check your sub-contractors insurance In the current economic environment, businesses are understandably looking to reduce overheads. But we have noticed a worrying trend where sub-contractors have reduced or even completely removed their insurance indemnity limits in a bid to cut costs – leaving main contractors and SME construction businesses exposed [...]

BJP Insurance Brokers sponsors Thatcham Tornadoes Football Club

2019-05-16T11:57:17+01:00May 16th, 2019|

BJP Insurance Brokers sponsors Thatcham Tornadoes Football Club Under 9’s Development Team. It is no secret that here at BJP Insurance Brokers, we love being engaged in the community life. This is demonstrated by supporting numerous local charities throughout our history, including New Beginnings which is the company’s current local charity for the year [...]

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