Guide to start up business start up insurance If you’re planning to start your own business, you’ll have a lot to think about. There are many potential risks and hazards to consider, before starting your new venture. Insurance and risk management might not be the most exciting item on your agenda, however to help [...]
HNW Insurance - what you should know Who needs to buy High Net Worth Insurance? The more assets you have, the more it makes sense to ensure that you have the right insurance protection in place. Most people don’t stop to think about the value of assets around their home, but they can soon [...]
The rules for British drivers on the continent are about to change - are you ready? The UK’s Brexit transition period is nearly at an end. From 1 January 2021, the rules around driving in the European Union will change; if you regularly drive abroad, it’s time to get prepared. What’s changing? The government is [...]
Insurers withdrawal from the market has led to price hikes Over the last 12 to 18 months, we have seen major changes within the security insurance market – to the extent that some insurers have stopped insuring the sector altogether. Since November 2019, five insurers have discontinued their security-specific offering; others have either restricted [...]
When it comes to a self build project, planning is key Deciding to build, renovate or extend a property involves a lot of planning. The risks associated with such a project are quite varied and diverse. It is a serious investment that requires the protection of the right insurance package and specialist risk and [...]
Noticed a change in your PI premium and cover? Conditions in the Professional Indemnity market have changed significantly over the past 12 months. For over a decade the UK PI market has been ‘soft’. This means that the supply of capacity for PI cover far outweighed the demand for it from businesses. This was [...]
Kickstarting your business post-lockdown After months of lockdown, business owners and managers are finally seeing some relief as restrictions are slowly eased across the UK. If you’re one of them, an essential thing you should bear in mind as lockdown lifts is that your responsibilities towards your employees and customers will not lift in [...]
Having the right D&O cover in place is now more important than ever. As businesses face increasing and unique challenges as a result of the COVID-19 pandemic, Directors of Limited Companies are under closer scrutiny than ever - Heightening the risk of potential claims and litigation. What does Directors and Officers Insurance do? Directors [...]
Our regulator, The Financial Conduct Authority (FCA), has recently issued guidance to all UK insurance providers about temporary measures to help insurance customers who may be suffering financial difficulties as a result of coronavirus. We would like to confirm the following – Our office remains open for business as usual and any posted documentation [...]
Are you correctly covered for lockdown life? Now that many firms and organisations have either closed or reduced their operations, more people are working remotely. There are far fewer people commuting into or working at business premises because of the lockdown. A resultant reduction in road traffic collisions, accidents in the workplace, vandalism and [...]
