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Can you afford not to have Directors and Officers cover?

2019-03-20T14:15:12+01:00March 20th, 2019|

D&O cover can be essential for many businesses There are many misconceptions about Directors and Officers (D&O) cover. Many owners and managers at SME businesses think it irrelevant to them, or else assume that the business having Limited Company status means that they, as Directors, are afforded full protection from prosecution should something go [...]

Insurance shouldn’t be a ‘Once a year job’

2019-02-07T12:42:07+01:00February 7th, 2019|

Insurance shouldn’t be a ‘Once a year job’We know, and understand, why many of our clients think of insurance as something that just has to be sorted out once a year, at renewal. But actually, it’s worth thinking about how your business changes through the year, and how making a habit of reviewing your insurance [...]

Commercial Legal Protection Insurance

2019-02-07T12:34:41+01:00February 7th, 2019|

What Legal Expenses Insurance can do for your businessRunning a small business can bring great satisfaction and reward, but it also brings worries. Often you will need to consider employees, clients and possibly suppliers – plus a whole range of hourly, daily, weekly, monthly obligations to make your work a success.  Even with the best [...]

Business Continuity Planning

2018-11-20T11:37:19+01:00November 20th, 2018|

Business Continuity planning Who needs a business continuity plan? Any business should consider the risks that it faces, and how it would manage should something go wrong. A good business continuity plan should recognize all of the likely threats to trading that may take place, and detail a strategy that can be implemented before, [...]

Building Contractors face supply chain worries

2018-11-06T14:10:53+01:00October 31st, 2018|

Building Contractors face supply chain worries to add to rising material costs, survey reveals Some small building firms report 12 month wait for certain bricks, in excess of 6 months for roof tiles. Builders merchants' called on to give as much advanced warning as possible to their customers on rising costs. Some small building [...]

Defects and Damage in the Construction Industry

2018-11-06T14:34:05+01:00June 4th, 2018|

BJP Insurance Brokers Ltd: Defects and Damage in the Construction Industry Although not mutually exclusive, the difference between defects and damage in construction work is important to recognise. It can however be difficult to distinguish on some construction claims. Because of this, it’s certainly worth understanding the challenges this distinction can bring, as well [...]

BJP Insurance owner Barry McGoun explains the importance of independence for an insurance broker

2018-04-26T09:39:03+01:00April 24th, 2018|

BJP Insurance owner Barry McGoun discusses the importance of independence with Insurance press. The UK insurance sector has seen a significant amount of consolidation over recent years, with many regional brokers deciding to join with larger businesses in a consolidation process. As BJP Insurance Brokers celebrates our 20th year in business, owner Barry McGoun [...]

BJP Insurance Brokers Ltd celebrate 20 years in business

2018-04-27T11:32:01+01:00April 20th, 2018|

BJP Insurance Brokers Ltd celebrate 20 years in businessHere's 20 good reasons why you should choose us for your insurance needs – the BJP difference!IndependentBJP Insurance Brokers Ltd is proud to be independently owned. That means we can look to access all insurer markets as we see fit, and in the best interests of our [...]

Stop. Make a change 2018

2018-03-16T09:04:46+01:00March 16th, 2018|

Stop. Make a change campaign broadens scope for 2018 The UK construction industry has worked hard over recent years to improve working conditions and specifically drive down the rates of work related illness, injury and even deaths. HSE statistics show that it’s working, with year on year figures for incidents on the decrease. Last [...]

Flood resilience design – and what it should mean for your insurance premium

2018-03-13T11:34:33+01:00March 13th, 2018|

Increased UK flood risk forces  the emergence of 'flood resilience' design The last two winters have both seen flooding affecting the UK. With average repair costs to homes (as reported by The Association of British Insurers) standing at close to £50,000, the threat of flooding is increasingly a concern for home and business owners [...]