What cover is included on a Shopfitters’ Insurance policy?
Insurance for shopfitters can be arranged to reflect your exact needs, ensuring that you get adequate protection in place without paying for cover you don’t need. There is a range of areas to consider:
Shopfitters’ Liability Insurance
As a shopfitter, it’s likely that you will have employees or people working as contractors or casual labour for you. By law, you will need to have shopfitters emploers liability insurance in place to protect you from claims of illness, injury or death to someone working for you.
You’re also very likely to need public liability insurance in place. This protects you from claims made by members of the public claiming that they have been harmed or suffered a loss as a result or your work or business undertakings.
Shopfitters Tools and Equipment Insurance
It’s likely that you have a range of tools and equipment to do your job. You may have accumulated them over time and not given much thought to their value. But have you considered how much it might cost if they were all to be stolen – not to mention the time lost on valuable work. Shopfitters Insurance can be arranged to include cover for the tools of your trade.
Shopfitters Materials and Hired In Plant Cover
It’s likely that, in the course of a job, you have to purchase materials and fittings for a job. You may also have to hire in equipment from time to time. All of these elements can be insured under your policy.
Vehicle, Fleet and Property in Transit cover
You will work at sites, potentially all over your area or even the whole country. Naturally, you’ll need cover for the vehicles themselves as well as any goods or equipment they are carrying. We can help you find flexible cover that reflects your needs – for example allowing a number of drivers to use different vehicles.