Property Insurance

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Property Insurance

Property is another area where it’s critical to get the right cover in place. At BJP we are highly experienced in placing Property Insurance.

Whether you’re a commercial landlord with a growing portfolio, a single home-owner looking for the best value Property Insurance on the market, or a speculator checking out the costs of an unusual investment, such as a marina or lake – we can find you high quality cover to suit your unique needs.

Who needs Property Insurance?

If you own property, you need property insurance. It’s as simple as that. The right Property Insurance will not only protect you in the most extreme cases – such as a fire burning down a building – but also for unexpected risks, such as vandalism, liability claims, and employer disputes, in the case where property is the basis of your business.

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Property insurance

Cover for commercial and residential landlords

What is Property Insurance?

Property ownership can be both personally satisfying and financially rewarding. But it comes with a wealth of risks, all of which need careful assessment and proper insurance. Every property owner is different, and faces a different set of hazards – from loss of income to arson. We work personally with our clients to find you an insurance solution that covers your individual requirements.

To give you an idea, here are some of the most common covers that we recommend to our clients seeking Property Insurance:

Property Owners Liability Cover

Imagine if a problem in one of your properties – such as subsidence or damp – spread to neighbouring buildings, or ended up causing an injury to a passer-by. You could find yourself facing a serious lawsuit and having to pay both legal costs and damages. Property Owners Liability Insurance makes sure you’re fully covered on this front.

Contents Insurance

Whether you live in your property or rent it to a third party, stolen or damaged contents can mean an unwelcome combination of stress and financial loss. The causes of such loss can range from deliberate vandalism or theft, to a flood or fire. Being fully insured for all your contents, from artwork to basic fittings –helps you sleep more easily.

Vacant Property Insurance

Due to the increased risks of vandalism, neglect, and accidental damage (such as fires and burst pipes), many insurers are reluctant to insure properties that are empty for more than 30 days. This can create an insurance gap that leaves many property owners and landlords vulnerable. As experienced brokers, BJP can anticipate such risks and make sure you’re fully protected.

Structural Works Cover

Renovations often go hand-in-hand with property ownership, whether you’re a private landlord, a home-owning individual or a developer. Especially in the case of structural renovations, it’s vital to have the right insurance in place in case something goes wrong. If you’re not sure what constitutes ‘structural change’, ask us.


I had never had to arrange marine insurance before and was really overwhelmed with all the wording on a lot of companies websites. I found that BJP insurance had a really easy to use website
Excellent value for money. BJP found us a better product at a better price than we had before

We can source property insurance from a wide range of UK insurers

House insurance

Landlords insurance

High Net Worth insurance

Unoccupied Property insurance

Farm insurance

Lake insurance

For impartial advice and fast quotes contact our property insurance brokers today.

Property insurance

Quality landlord insurance cover at competitive prices

Why choose BJP for my Property Insurance?

At BJP, we’re experts as managing risk, and all our Property Insurance solutions are bespoke. That means we assess your individual needs, either as an individual or business, and identify which covers are vital to you.

As professional brokers, we care about much more than just selling insurance. We stay in touch to keep up-to-date with your circumstances and assess whether your Property Insurance requirements have changed and need adjusting. What’s more, if you have to claim on your policy, we can help you through the process, getting you a prompt result with the least possible stress.

Which kinds of Property Insurance does BJP provide?

We can provide Property Insurance for practically any circumstance where property is key. However, the following are some of our specialist Property Insurance areas:

To speak to one of our advisors about any aspect of Property Insurance, or get a quote, call us on 0345 365 2121.