Cover typically included in a security dog handler insurance policy
Public Liability Insurance
Imagine you are working at a retail outlet and were required to remove a third party from the premises and they were injured, public liability insurance will cover the compensation payments as well as any legal expenses. This would include the use of the Security Dog.
Employers Liability Insurance for security dog handlers
This Insurance is required by law and provides cover for Legal Liability in respect of death, bodily injury or disease to any employee which may arise during the course of his or her employment.
Under this Section, cover is provided for all sums which your company may be legally liable to pay as damages in respect of Wrongful Arrest committed or alleged to have been committed by you, your company or any person employed by you or on your behalf.
Efficacy and Contractual Liability
This Insurance will grant indemnity for your Legal Liability in respect of bodily injury to any person (other than an employee) and/or loss or damage to property arising out of failure to carry out the duties which you have contracted to perform, including the deliberate acts, wilful default or neglect by your company or your employees or servants. This Section will not provide indemnity for any claim resulting from fraud, dishonesty or embezzlement – this needs to be covered under the Fidelity Guarantee Insurance.
Loss of Keys/Consequential Loss following Loss of Keys
This Insurance provides Indemnity against all sums which your Company may be legally liable to pay in the event of Loss of Keys, necessitating the replacement or alteration of locks. The Insurance also grants indemnity against all sums payable in respect of consequential Loss arising out of the Loss of Keys.
Financial Loss (Including Products)
Indemnifies a company subject to legal liability for financial loss (not in respect of, or as a consequence of bodily injury or damage to property) incurred by others, for claims made against the company during the period of insurance.
Is a form of protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures the third party for losses caused by the dishonest acts of its employees.
Professional Indemnity Insurance
This section offers protection for you against any advice or design input you give that causes a person or company to sustain a loss.
Office Insurance and/or Working from home
Office cover can be provided for your office contents, stock, computers and laptops. It can be extended to cover the financial loss from interruption to your business.
Bespoke Security Legal Expenses
Legal Expenses cover protects you and your business for various potential legal issues including:-
- Criminal Prosecution
- Contract Disputes
- Employment Disputes
- Tax and VAT Protection
- Property Disputes
- Statuary License Protection
- Personal Injury Protection
Directors & Officers Liability Insurance
Imagine you find yourself being personally sued as a result of company business. Your Static Guard directors and officers liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.