Freelancer PI Insurance
Freelance contractors professional indemnity Insurance
Are you a freelancer in need of professional indemnity insurance?
Getting the right insurance can hard work. If you’re a freelancer, there are a range of cover types to consider, but professional indemnity is crucial if you offer professional advice or expertise.
Professional Indemnity Insurance for freelancer contractors – from BJP Insurance Brokers
Freelance professional insurance made easy
If you are a busy freelance professional, the last thing you want to be spending time on is researching your insurance requirements. There are a great number of insurers offering professional indemnity (PI) insurance, but covers vary widely, so getting appropriate insurance in place, without paying more than you need to, can be a complicated and time-consuming business.
Compare professional indemnity insurance for freelance contractors with BJP Insurance Brokers. Our team are happy to take time to understand your business, what risks you may face, and recommend appropriate cover.
Professional indemnity insurance for freelancers
Bespoke insurance and risk management programmes for all sizes of business
Do freelancers need professional indemnity insurance?
It really depends on what trade or profession you are in. If you offer professional advice or consultancy as part of your freelancer activity, or in any other way provide knowledge, you should consider professional indemnity insurance. You might be a freelance architect, it could be you install CCTV systems – if you offer advice, there’s always the risk that the client blames you when something goes subsequently wrong.
Professional indemnity insurance is a type of cover designed to protect you from the costs of defending a claim when you have provided advice or consultancy that is claimed to have been deficient or wrong.
Other freelance liability insurance covers to consider when taking out a professional indemnity insurance policy.
Freelance public liability insurance
If you work from premises and have clients visit you, or if you work offsite at clients or other premises, you should consider public liability, which protects you from costs of defending yourself, as well as any pay outs awarded, in the event that someone claims to have suffered a loss, injury or illness as a consequence of your business activity.
If you have anyone working for you – even on a casual or part time basis – you are required by law to have employers liability cover in place.
Product liability insurance
Working as a freelancer, you may not only provide professional advice, but also supply products and equipment. If a product that you have supplied is deemed to have caused injury or loss, you could find yourself in a position of being held accountable. Product liability insurance again protects you from costs, up to an agreed indemnity level, in this situation.
Talk to the BJP team today
For independent advice and fast quotes for freelancer professional indemnity
Why choose BJP Insurance to compare freelancer insurance?
BJP Insurance Brokers are a leading, independent insurance broker. Working with a range of UK insurance companies, our team can advise you on what covers you may need to have in place, and even recommend an appropriate policy.
Speak to us today.