Whether you are a sole-trader working alone, or run a handyman business offering a wide range of services to your customers, we can help arrange an insurance policy that suits your business.
- Very competitive premiums and flexible payment options
- A panel of leading UK insurers
- Wide cover options available
- Tools and equipment cover – including tools stored in vehicles
- Professional indemnity for any design or specification activity
- Free Personal accident cover!
Bespoke insurance and risk management programmes for all sizes of business
What kind of insurance does a handyman need?
Working as a general handyman, it’s likely that you can offer your customers a number of different services and trades. Whether its painting, decorating, gardening, plumbing or some electrical work, you do what you need to for your customers.
A standard tradesman insurance policy typically covers the policy holder for a specific trade. Being a handyman, you must ensure that you have cover for all of the work you undertake, or risk invalidating your insurance policy altogether.
The right policy for you will consider and recognise the activities you offer and provide you with the insurance protection you need – speak to a broker to get your insurance arrangements correct.
At BJP Insurance, we have a lot of experience arranging cover for tradesmen, and we can provide you with a policy that protects you for whatever type of work you’re doing.
General liability insurance for handyman
Liability insurance for a handyman can be arranged for a range of situations. It’s not a legal requirement (unless you have employees) but getting the right handyman liability covers in place is important and could protect you from significant costs should something go wrong while you’re working.
Handyman Public Liability Insurance
Public liability is an important insurance for all tradesmen. It might also be that your customers expect to see evidence that you have it in place before letting you work for them. It provides legal defence plus third-party compensation where a member of the public claims that they have sustained an injury or property damage as a result of your work, and where you are legally negligent.
Handyman van insurance
It’s likely that you have a van or similar to take all your equipment out to customers. Like any vehicle, it needs insuring to be on the road, but because you are using it for business purposes, you will need to take out specialist commercial vehicle insurance. We can arrange that, and even protect your tools in the vehicle, even overnight in specific circumstances.
How much is insurance for a handyman business?
The cost of an insurance policy for a handyman will vary depending on the breadth of cover that you need, as well as the indemnity limits (the maximum amount a policy will pay out in the event of a valid claim). A self-employed sole trader is obviously going to pay less than someone managing a Limited Company with premises, staff and high value machinery and tools.
To get a handyman insurance quote for your business, why not give us a call today? Our team will be able to take your details and understand your business, before getting quotes for you from a range of leading insurers.
Talk to the BJP team today
For independent advice and fast quotes for your handyman insurance
Insure with us and you’ll also have access to value added services including:
- A dedicated account handling team ready to assist with any queries you may have.
- Full legal expenses cover included in case proceedings are raised against you.
BJP use a full fact-finding service to establish your handyman insurance demands and needs in order to offer you the most comprehensive insurance at the most competitive premiums. Our experienced broking team utilise a complete panel of insurers and utilise this service to provide further discounts to premiums.
BJP are an independent business insurance and commercial insurance broker. We specialise in obtaining insurance quotes from a wide range of different insurers to ensure that we get the best possible handyman insurance cover at the best price. Our brokers have lots of experience in setting up Handyman Insurance to meet our customers’ requirements.
To receive a quote, or to seek advice from one of our insurance advisers about Handyman Insurance, please complete the enquiry form and we’ll be glad to assist you. An adviser will contact you within a working day to discuss your requirements. Or you can call us on 0345 365 2121 to obtain further information or for a full quotation to suit your needs.