Air Conditioning Engineers Insurance

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Air Conditioning Engineer Insurance

At a glance – Key features of insurance for air conditioning engineer:
• Liability cover – covering public, employers and product liability claims.
• Contract works cover
• Tools automatically covered in van / vehicle
• Personal accident insurance included for free
• £25,000 cyber consultancy
Are you looking for an Air Conditioning Engineer Insurance plan that gives you real benefits at a fair price? BJP have nearly 20 years’ experience in helping Air Conditioning Engineers to find quality insurance solutions.

Who needs Air Conditioning Engineers Insurance?

Irrespective of whether you are a sole trader or own or run a Limited Company, working as a refrigeration and air conditioning engineer, you are exposed to some unique hazards and also take on some serious responsibilities. Working with colleagues and dealing with customers, you will be designing, installing and servicing equipment in residential homes as well as schools, office blocks, supermarkets and factories.

This might seem pretty routine, but any number of things can go wrong, even for the most diligent professional. What if a client alleged that your system design was defective? Or that a part you supplied and fitted was unfit for purpose? What happens when a casual labourer injures themselves while working for you? Or a member of the public claims you damaged their property while working?

Anyone involved with the design, installation and maintenance of refrigeration and air conditioning equipment should seriously consider what covers they need to have in place.

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Air Conditioning Engineers Insurance

Bespoke insurance and risk management programmes for Limited companies and sole traders

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What cover is included with an Air Conditioning Engineers Insurance policy?

Air Conditioning Engineer Insurance is typically made up of a diverse range of covers specifically tailored to your business. The benefit of going through an independent broker is that we know the right questions to ask to ensure you get the adequate protection you need, without paying for cover you don’t require.

All Air Conditioning engineers have slightly different insurance needs. However, the following are the covers we offer most frequently to Air Conditioning engineers:

Public Liability Insurance.

Air Conditioning engineers come into frequent contact with the public – including clients, visitors and fellow sub-contractors. If one of these individuals were to allege that they had suffered bodily harm,  damage to their property, and your business activities were found to be responsible. Public Liability cover will protect you financially in these cases.

Contract Works Cover.

Air Conditioning engineers contracted on building sites do work which is vulnerable to a host of risks – from electrical storms to vandalism. If your project or materials were damaged, under many circumstances you would have to re-do the work at your own expense. Contract Works insurance will cover the cost of your time, as well as new fittings, equipment and materials.

Employers Liability Cover.

If you employ staff – that includes anyone working for you even on a part-time or causal basis, Employers Liability Cover is a legal requirement. This insurance will protect you from legal defence and payout costs if an employee claims your business activities have caused damage to their person or property.

Tools Cover.

Air Conditioning engineers depend on their tools to get the best job done in the best time possible. If your tools were lost or stolen, you could lose significant income, and have to pay for replacements to boot. By paying out for lost, damaged or stolen tools, Tools Cover is a perfect complement to any Air Conditioning Engineers Insurance plan.

Some additional insurance covers you might want to consider as an Air Conditioning engineer are:

  • Van Insurance or Commercial Fleet Insurance
  • Office Insurance
  • Product Liability Insurance

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For independent advice and fast quotes for your air conditioning engineer insurance

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Why buy my Air Conditioning Engineers Insurance through BJP?

BJP is one of the UK’s most successful independent insurance brokers serving businesses of all sizes throughout the country. We’re not a fill-in-the-box broker, but a serious team of professionals who form lasting relationships, both with our clients and the insurance companies we trust.

With nearly 20 years’ experience under our belts, we know who to approach in order to find you an Air Conditioning Engineers Insurance plan to meet your unique needs. But it doesn’t stop there. Year after year, we stay in touch with you to make sure we keep up to date with your requirements and ensure that you remain fully insured.

In the event that you have to make a claim on your Air conditioning Engineers Insurance, you’ll be able to benefit from our experience and close links with insurers – which means you can count on getting the quickest and most satisfactory result.