Other hairdressing insurance to consider
There are a range of further covers that you may need to consider and buy:
- Stock cover – where you retail products to clients to take home, from hair care and beauty products through to straighteners, you may wish to insure the stock you carry.
- Cash cover – Protecting you from financial loss in the event of theft from the till.
- Cyber liability insurance – Many salon’s run customer loyalty programs, meaning that they are storing customers details electronically. Even appointment setting requires the customers name and phone number. If this data were to fall into the wrong hands, you could face prosecution.
To compare hairdressing insurance quotes from a range of leading providers, or to discuss your requirements call Leanne Ellis or Ellie Conroy on 0345 365 2121 or email firstname.lastname@example.org or email@example.com
Hairdresser Liability Insurance
There is a range of liability insurance cover for hairdressers available. These include:
Public/Product Liability Insurance for hairdressers
Public liability isn’t a legal requirement, but highly likely to be a ‘must have’ for hairdressers. You are working with members of the public all the time. Public liability cover protects you from legal and compensation pay outs awarded in the event that a member of the public claims that they have suffered a loss or injury as a result of your work. You can also extend your policy to include cover for claims brought as a result of any of the treatments which you offer.
Employers Liability Insurance for hairdressers
If you have employees working under your control or management, even if they are only part time, casual, or freelance hairdressers renting a chair, you are required by law to have Employers liability insurance in place.
Buying hairdressers liability insurance shouldn’t be complicated. Call BJP today and we’ll be happy to discuss your requirements and get a range of hairdresser’s insurance liability quotes for you.
Why do mobile hairdressers need insurance?
Working as a mobile hairdresser presents a number of specific risks that you may wish to insure against whilst working within someone’s home. Have you considered what would happen if you spilt dye or bleach on their carpet or a treatment resulted in a scalp burn?
It’s highly advisable to think about the risks that you are exposed to – it’s likely that Public Liability insurance is essential for mobile hairdressers as this would provide cover for the above example where damage has been caused to the carpet and your policy will need to be extended to cover injury caused by treatments.
Need to get a mobile hairdressing insurance quote today? Speak to the BJP team now!
Why choose BJP Insurance to arrange your hairdressers insurance?
BJP Insurance Brokers is a leading Independent UK broker. We work with a wide range of insurers, offering a variety of covers. Our broking team have extensive knowledge and experience arranging hairdressers insurance and will take the time to understand your business circumstances before recommending appropriate covers and getting you a quote.