About BJP Insurance Brokers

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Welcome to BJP Insurance Brokers

BJP is one of the UK’s most successful independent insurance brokers serving businesses throughout the country. We’re not a fill-in-the-box broker, but a company of professionals who will stay in touch with your business and provide effective solutions to your insurance and risk management problems.

We provide a wide range of business and commercial insurance solutions, we are able to find the right insurance for your needs at competitive prices. We ensure you receive expert knowledge when it comes to sourcing business & commercial insurance, as our team is expertly trained and are some of the leading professionals in the industry.

Andrew Brown
Andrew BrownManaging Director
Andy has been with the business since 1999. While his primary role is to manage the business as a whole, overseeing staff via department managers, liaising with insurers and implementing a growth strategy, he maintains a ‘hands on’ approach.

Andy is proud that BJP’s independence has allowed the business to maintain the same ‘client first’ ethos throughout his time here, particularly in the face of massive advances in technology.

Stephen Hegarty
Stephen HegartyDirector
With the company since 2000, Stephen’s background and experience is technical, with over 30 years of commercial and construction sector experience. Managing the sales and marketing side of the business, Stephen supports all BJP staff with technical insurance knowledge and also enjoys developing new recruits to the company. He is also proud of the efforts that BJP make in support of their clients. “That’s at the heart of what we do. We take the time to get to know our clients, become a trusted advisor and most importantly, help them get on with running their businesses, confident that they are well protected.”

Recognising that the UK SME business is constantly evolving, Stephen monitors business trends and threats carefully, ensuring staff are aware of emerging risks to their clients and prospects such as the increased number of cyber attacks, advances in technology in industry (e.g. autonomous vehicles), financial uncertainty and employee health risks (mental health being the most concerning). Stephen also ensures that BJP have markets that can help address these factors – and help clients prosper.

Dean Spurdens
Dean SpurdensDirector
Dean is another longstanding team member, having started work at BJP back in 2001. Now responsible for managing BJP retail division on a day to day basis, Dean takes a hands on approach to managing all the staff, and on occasion has even been known to make everyone a brew from time to time!
Dean says that every day presents fresh challenges, as he works with every department from client facing staff to accounts in providing training and assistance to them in their roles, dealing with insurer relations, budgeting and credit control as well as servicing and advising his own clients personally.

Dean sees the brokers role as a tripartite relationship with insurers and the end customer. “We do this by taking the time to fully understand our clients’ needs and business activities”.
He explains, “Doing so helps us to fully understand the needs of our clients and offer an insurance solution to help you manage the risks you face from a business and personal perspective”, which we deliver through the advice and service provided by our qualified staff.

Paul Quinn
Paul QuinnIT Director
Paul’s role, heading up the IT department, means that he is a man in demand at BJP. “Insurance is being increasingly automated, and IT is at the heart of business processing – from client policy records through to our own website and marketing.”

Paul recognises that part of offering a better service means staying ahead of the competition. “The emergence of the digital space over the last number of years has seen a significant change to the way that business is transacted, and we’ve always tried to stay ahead in the digital playground, while remaining true to our ‘people first’ ethos, which means a bit of an organic edge.”

Our expertise at your service

We ensure our clients receive an excellent service due to the experience, knowledge and skill of our staff. We pride ourselves on the quality of our service as well as offering great rates on insurance.

We aren’t like other insurance brokers. We will work closely with your business to ensure you receive the right insurance solution tailored specifically to your needs and at the best available price.

Whether you are a small or corporate business, we are dedicated to finding the right business & commercial insurance for you.

Commercial insurance

Award winning insurance brokers at your service

What is Commercial Insurance and Who Needs It?

Simply put; commercial insurance is insurance for businesses, no matter how big or small. It is vital for all businesses as without it, you aren’t protected from the most common problems businesses face. You never know when your business might run into trouble and in this litigious age you can never be too careful, which is why ALL businesses need commercial insurance. It doesn’t matter what you do, how long you’ve been doing it, where you are based, how many people you employ, or how much money you make, you need cover and we can find it for you.

What Does Commercial Insurance Cover?

Because it’s an umbrella term, commercial insurance covers a range of things to do with your business. Liability insurance in the core element of commercial insurance. Other important elements of commercial insurance include professional indemnity and cover that protects your premises and equipment. Usually a policy that meets your specific requirements is created by selecting the various types of commercial insurance that your business needs. The type of cover that you need is very much dependent on the nature of your business.

As mentioned above all businesses require some commercial insurance, regardless of size or field of work. Not insuring your business is very irresponsible as all businesses are exposed to the risk of loss through a number of avenues. You never know when an employee will hurt themselves at work and pursue a claim, or when an employee will make a serious mistake that results in a loss for a third party resulting in a claim, or when your office will be broken into and cleaned out.

For a personal consultation with one of our staff, please click the box, answer a few questions and we will call you back, or ring us on the above telephone number. Our team provide the best assistance and advice throughout the entire process and they will be happy to answer any of your questions about commercial insurance.


I had never had to arrange marine insurance before and was really overwhelmed with all the wording on a lot of companies websites. I found that BJP insurance had a really easy to use website
Excellent value for money. BJP found us a better product at a better price than we had before

Independent advice

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Our History

BJP has a history of helping businesses throughout the country get the insurance that is right for their needs.

Established in Wokingham, Berkshire in 1997, we initially grew organically, thanks to existing clients staying with us and new ones enjoying our detailed, right-first-time approach to identifying and meeting their insurance needs.

BJP is not a fill-in-the-box broker, but a company of professionals who will stay in touch with your business and provide effective solutions to your insurance and risk management problems. Our staff of over 60 operate from our new purpose-built offices in Wokingham.

In 2008 we purchased Antell Insurance Associates Ltd, a specialist Motor Trade Broker to add further skills to our business.

We were proud to be recognised by our peers as winners of the 2009 UK Brokers Award for our Commercial Lines Initiative. Whilst naturally a reflection of the quality and depth of our expertise within our business, it is primarily in recognition of the fresh thinking and innovation we bring to our commercial clients.

BJP look after client’s right across the country. Geography is not an issue to our service levels. In 2010 BJP joined Brokerbility to enhance its client proposition. Brokerbility is a group of like-minded, high quality, independent brokers that share common values and goals. The group are staunch advocates of the independent broker.

Shortly after establishing our core business, we set up Focus Underwriting, which arranges cover for a wide range of risks through a panel of insurance companies. More than 400 brokers, apart from BJP, choose Focus for its professional approach.