Cleaners Insurance
Cleaners Insurance
Does your business provide high quality and professional cleaning services? Are you looking for the same kind of professionalism and service from your Cleaning Contractors Insurance provider? Then you’ve come to the right place.
At BJP Insurance Brokers, we can offer advice and a specific policy to cover individuals or businesses with employees. We can cover domestic and commercial cleaners, including window cleaning, building cleans and deep cleaning services, to name a few.
We have worked with reputable insurers and designed a specific product that offers various cover at very competitive premiums.
What does Cleaners Insurance cover typically include?
Our cleaning insurance packages can be tailored to meet your requirements and can include all or a combination of the following covers:
- Public & Products Liability Insurance – from £1m
- Employers Liability Insurance – £10m as standard
- Treatment Risks – From £250,000
- Professional Indemnity – From £500,000
- Directors and Officers (If the company is registered as Ltd) – From £250,000 as standard, and with higher indemnity limits available
- Option to add Office Insurance for your own premises from just £168
Which include:
- Contractual Liability and Inefficacy Protection
- Loss of Keys/Consequential Loss following Loss of Keys – £150,000 cover as standard
- Fidelity Bonding (Theft or Dishonesty by Employees) – £250,000 cover as standard
- Wrongful Arrest Cover – Matching Public Liability cover
Other policies that can provided:
- Fleet Insurance
- Office Insurance
- Bespoke Legal Expenses including access to an award winning online legal system
- Group Personal Accident Cover
To obtain a quotation please complete the enquiry form and we will get in contact with you within one working day.
What Claims can arise under a cleaning contractor’s policy?
- Under the Employees liability section of your policy if one of your employees slips on a wet floor and injures themselves whilst working for you, your Cleaning Contractors Employers Liability insurance policy will offer defence cover and ultimately make payment to the employee if you are deemed to have acted negligently in supply a safe working environment.
- If you are cleaning a piece of furniture and damage it as you used the wrong cleaning product you can be liable for the damages. Under the Treatment Risk extension this would defend your liability and ultimately pay out for repairing or replacing the piece of furniture.
- Working at a premises after opening hours and when you/your employee locks up they accidentally lock in a member of the public. The member of the public is locked in for a period of time you or your business could be liable for any injuries or distress caused. We can cover you for Wrongful Arrest, with this cover your insurers would defend your liability and make payment to a third party if you are deemed negligent in your duties.