Sports Club Insurance

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Sports Club Insurance

Our time in the sports insurance sector allows us to provide a number of well-developed schemes for sports clubs. BJP Insurance brokers uses only UK based Insurers. For over 10 years BJP Insurance Brokers has been providing comprehensive business insurance solutions and sports club insurance to the sports industry.

Why do I need sports club insurance?

Business and commercial insurance is used to protect your business against a range of risks. This can be your assets and future earning potential. The type of business you are in usually dictates the risks you cover against. Some are required by law.

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Sports club insurance

Sports club insurance cover from an independent broker

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What can be covered by a sports club insurance policy?

  • Club houses and bars
  • Stadiums
  • Individual terraces (seated or standing)
  • Coffee bars and cafes
  • Changing rooms and shower rooms
  • Hotels and guest houses
  • Indoor or outdoor training facilities
  • Trade stands
  • Public Toilets
  • Flood Lights
  • Temporary buildings
  • Ticket offices
  • Corporate facilities and offices
  • Gym facilities
  • Laundry facilities
  • Storage facilities

You may also wish you protect staff or volunteers who carry out work for your sports club. An employers liability policy for a sports club can be extended to include:

  • Physiotherapists
  • Groundsmen and landscapers
  • Security and door staff
  • Bus and mini van drivers
  • Cleaners
  • Stewards
  • Ticket, office and administration staff
  • Managers and coaching staff
  • Caterers
  • Corporate and hospitality
  • Bar and club house staff
  • Owners, Directors and management staff

Other cover you may wish to consider including on a sports club insurance policy

  • Public Liability
  • Employers Liability
  • Business Interruption
  • Buildings, Contents and Stock
  • Money Cover including Personal Assault
  • Personal Accident and Sickness Plans
  • Glass Repairs and Replacement
  • Deterioration of Stock
  • Directors and Officers Liability
  • Loss of License
  • Legal Expenses
  • Football club – Professional, semi professional and amateur
  • Hockey club – damage to public property by the ball
  • Snooker hall – wines, beers and spirits
  • Squash club – Insurance for coaches

Talk to the BJP team today

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Examples of potential claims made under a sports club insurance policy

For example, if a spectator has an accident on your premises and injures themselves, your public liability insurance will cover the compensation payments as well as any legal expenses.

For example, if your club house, or club shop is broken into and the stock is stolen, your Business Interruption will cover your gross profit whilst awaiting replacement stock.