Electrical Contractors Insurance

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Electrical Contractors Insurance

At BJP Insurance Brokers we are an independent construction specialist insurance broker who can provide tailor made electrical contractors insurance policies for electricians and other tradesmen.

With access to a variety of schemes at competitive prices we could save you money and improve your electrician’s insurance cover today.

After a brief conversation our specialist construction team will source the market to find you the best electrical contractors insurance policy to match your requirements at an affordable price with the cover you need to protect yourself and third parties. To get a quote now call on 01189 792121 or fill in our online enquiry form.

What is Electrical Contractors Insurance?

Electricians insurance can be varied which is why we always tailor policies to our clients requirements. Some of the more standard covers are outlined below:

  • Electricians Public Liability Insurance
  • Electricians Employer’s Liability Insurance (a legal requirement)
  • Electricians contract Works Insurance
  • Electricians Contractors All Risks
  • Electricians Tools Insurance
  • Professional Indemnity Insurance for Electricians
  • Office Insurance for Electricians
  • Commercial Vehicle Insurance for Electricians
  • Motor Fleet Insurance for Electricians
  • Legal Expenses Insurance for Electricians
  • Electricians Directors & Officers Liability Insurance

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Electricians Insurance

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Examples of claims on Electrical Contractors insurance policies

  • For example; if you have worked at a client’s home and accidentally left a wire exposed which resulted in your client seeking compensation your Public Liability insurance covers the compensation payments as well as any legal expenses.
  • Alternatively should you be working in a commercial property, office, hotel, etc and some faulty wiring caused a fire your electricians insurance policy would provide cover for the damage caused by the fire as well as any resulting business interruption claim you may face from the client.
  • For example; if one of your employees sustains an electric shock which results in a burn whilst installing electric cables or wiring your electrician’s employer’s liability insurance policy will cover you against any claim.
  • For example; if a building you are working upon sustains flood damage your electricians contract works insurance policy will cover the cost of rewiring the building. Alternatively if you have electrical testing equipment stolen from site your electrician’s contractors all risks insurance policy will pay for your loss.
  • For example; should you find yourself being personally sued as a result of company business your Electricians directors and officers liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.

Call the BJP team today

For a competitive electrical contractors insurance quote