What cover does a paving contractors insurance policy provide?
Paving Contractors Public Liability Insurance
For example, if you are working at a client’s premises and cause accidental damage to their property, your Paving Contractors public liability insurance will cover the compensation payments as well as any legal expenses.
Paving Contractors Employers Liability Insurance
For example, if one of your employees sustains a hand injury whilst laying paving slabs, whether wearing gloves or not, your Paving Contractors employers liability insurance policy will cover you against any claim.
Paving Contractors Contract Works / Contractors All Risks Insurance
For example, if you are in the middle of installing a new driveway and some bricks are stolen from a secured site, your Paving Contractors Contract Works insurance will cover the cost of replacing the bricks. Alternatively, if you have a piece of own plant, or any hired in plant, stolen from site, your Paving Contractors All Risks insurance policy will pay for your loss.
Paving Contractors Plant & Equipment Insurance
For example, if you have a paving laying machine stolen, whether you own this, or it is hired in, your Paving Contractors Plant & Equipment Insurance policy will pay for the replacement of your machinery.
Professional Indemnity Insurance for Paving Contractors
For example, your professional indemnity insurance will provide cover if something goes wrong as a result of your advice. You could be liable for the cost of repairs, plus any damage, or injury resulting from it.
Commercial Vehicle / Motor Fleet Insurance
We can provide cover from single commercial vehicles to multi vehicle fleets for comprehensive, third party fire and theft and third party only cover. We can also provide access to an Accident Management Club, that in the event of a claim you can contact and they will deal with your claim from start to finish.
For example, if you find your offices have been broken into and your computers, or contents stolen, your office insurance will provide cover for these items to be replaced.
Legal Expenses Insurance
For example, should you find an ex employee taking to you to an employment tribunal claiming unfair dismissal, your legal expenses policy can be used to guide you through the process of defending yourself and also offer legal representation. The policies we can provide also include contract disputes and debt recovery cover.
Directors & Officers Liability Insurance
For example, should you find yourself being personally sued whilst working on behalf of the company, your directors and officer’s liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.