Paving Contractors Insurance

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Paving Contractors Insurance

At BJP Insurance Brokers, we are an independent construction specialist, who provides tailor made insurance for paving contractors and other tradesmen specialising in the Paving Industry.

We understand the activities of Paving Contractors and are therefore in the perfect position to find insurance for paving contractors to protect you, your employees, if you have them, and your business. As no two companies are the same, we tailor our insurance for paving contractors to match your situation, ensuring, should the worst happen, you have sufficient cover in place.

What is Paving Contractors Insurance?

Our policies provide cover for all types of paving work, including:

  • Block Paving
  • Crazy Paving
  • Flagstones
  • Garden Paving
  • Concrete Paving & Edging Kerbs
  • Road Kerbs
  • Timber Edges
  • Stamped Concrete
  • Asphalting
  • Tarmacing
  • Cobbles & Clay
  • Driveways
  • Patios
  • Footpaths

The insurance for paving contractors can be extended to include Employers Liability and Contractors All Risks/Plant cover. The types of plant we typically see being covered are:

  • Paving Laying Machines
  • JCB Excavators
  • Vibrating Plate Compactors
  • Heavy Rollers

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Paving Contractors Insurance

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What’s included in a Paving Contractors Insurance policy?

Some of the more standard paving contractors insurance covers are outlined below, but any combination can be used, depending on your individual needs:

  • Paving Contractors Public Liability Insurance
  • Paving Contractors Employers Liability Insurance
  • Paving Contractors Contract Works/Contractors All Risks Insurance
  • Paving Contractors Plant & Equipment Insurance
  • Commercial Vehicle Insurance
  • Motor Fleet Insurance
  • Office Insurance
  • Professional Indemnity Insurance
  • Tax & VAT Investigation Fee Protection
  • Legal Expenses Insurance
  • Directors and Officers Liability Insurance

To receive a quote, or to seek advice from one of our insurance advisers about Paving Contractors Insurance, please complete the enquiry form and we’ll be glad to assist you. An adviser will contact you within a working day to discuss your requirements.

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What cover does a paving contractors insurance policy provide?

Paving Contractors Public Liability Insurance

For example, if you are working at a client’s premises and cause accidental damage to their property, your Paving Contractors public liability insurance will cover the compensation payments as well as any legal expenses.

Paving Contractors Employers Liability Insurance

For example, if one of your employees sustains a hand injury whilst laying paving slabs, whether wearing gloves or not, your Paving Contractors employers liability insurance policy will cover you against any claim.

Paving Contractors Contract Works / Contractors All Risks Insurance

For example, if you are in the middle of installing a new driveway and some bricks are stolen from a secured site, your Paving Contractors Contract Works insurance will cover the cost of replacing the bricks. Alternatively, if you have a piece of own plant, or any hired in plant, stolen from site, your Paving Contractors All Risks insurance policy will pay for your loss.

Paving Contractors Plant & Equipment Insurance

For example, if you have a paving laying machine stolen, whether you own this, or it is hired in, your Paving Contractors Plant & Equipment Insurance policy will pay for the replacement of your machinery.

Professional Indemnity Insurance for Paving Contractors

For example, your professional indemnity insurance will provide cover if something goes wrong as a result of your advice. You could be liable for the cost of repairs, plus any damage, or injury resulting from it.

Commercial Vehicle / Motor Fleet Insurance

We can provide cover from single commercial vehicles to multi vehicle fleets for comprehensive, third party fire and theft and third party only cover. We can also provide access to an Accident Management Club, that in the event of a claim you can contact and they will deal with your claim from start to finish.

Office Insurance

For example, if you find your offices have been broken into and your computers, or contents stolen, your office insurance will provide cover for these items to be replaced.

Legal Expenses Insurance

For example, should you find an ex employee taking to you to an employment tribunal claiming unfair dismissal, your legal expenses policy can be used to guide you through the process of defending yourself and also offer legal representation. The policies we can provide also include contract disputes and debt recovery cover.

Directors & Officers Liability Insurance

For example, should you find yourself being personally sued whilst working on behalf of the company, your directors and officer’s liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.