How can legal expenses insurance help?
Dealing with legal issues can be an emotional and anxious time, and the last thing you’ll want to face is extra worry about the costs involved. Legal expenses insurance can help hugely, by offering you the ability to use a legal advice helpline for support, plus it can cover your legal expenses.
At BJP we can arrange legal expenses insurance to match your needs, but as a guide you’ll find that standard legal expenses insurance will cover issues such as:
- Work disputes including discrimination, harassment or unfair dismissal
- Road accident claims, such as damage to cars or property, or injury to those involved
- Disputes regarding goods or services which have then become faulty
Affordable and simple to arrange, legal expenses cover offers a financial lifeline for businesses during the most challenging times in their life. Can you afford to miss out?
Do I already have legal expenses insurance?
Legal expenses insurance is often sold as an added extra when you buy an insurance policy for your car, business or home. However, sometimes it can be part of the standard level of cover, so it’s worth checking to make sure. You may find you also have some form of legal expenses protection included as part of your work package or alongside another product. If you’re not sure whether this is something you have or not, have a look through your current insurance policy documents as well as your other packaged products and employment contract. If you don’t have it, give us a call at BJP Insurance and we can get you covered straight away.
What doesn’t legal expenses insurance cover?
Legal expenses insurance policies offer varying levels of cover depending on the insurer and the cover you decide to choose. However, generally legal expenses cover does not offer protection for:
- The legal costs you’ve had to pay before your claim was accepted
- Claims where the chance of success – or ‘reasonable prospects of success’ – is deemed to be less than 51%
- Issues that began before you purchased the policy
- Claims against broker or insurer
Interested? Here at BJP we can arrange instant legal expenses insurance for both individuals and businesses for guaranteed peace of mind. Speak to us today – we’ll be pleased to help.