BJP have a huge range of bespoke farm insurance solutions. We specialise in offering a huge range of farm insurance policies. We can pick and mix with the farm insurance covers below to make a policy to suit your farming needs. We can also include farm vehicles and agricultural machinery in your farm insurance.
Section 1 – Private House Buildings
Available either as Standard or Super (i.e. Accidental Damage) Cover for most types of building construction (including Thatched)
Section 2 – Private House Contents
Again a choice of Standard or Super Cover. Cover is provided for the main dwelling(s) of the insured and/or his family. Additional covers such as Holiday Homes, Caravans and Small Craft are all available on request.
Section 3 – All Risks – Personal
Option of Specified Items e.g. Jewellery, Camcorders, etc. And/or Unspecified Items, up to a single item limit, including: Guns, Pedal Cycles, Sports Equipment, Money & Credit Cards.
Section 4 – Farm Buildings
Choice of full perils available, £500 storm excess per location, Unique “Basis of Settlement” wording.
Section 5 – Farm Contents
Choice of Peril groups Malicious Damage excess – £250 Impact (Own vehicles/livestock only) excess – £250 Loss of metered water – Limit £1,000
Section 6 – Theft
Mysterious disappearance of livestock option Replacement locks. Limit £750 £100 excess per claim
Section 7 – Employers Liability
Cross Liability included Option to include AWB
Section 8 – Public Liability
£5m Limit of Indemnity as standard. Option to increase limit of indemnity to £10 Motor Contingent Liability included
Section 9 – Fatal Injury to Livestock
Includes Livestock in Transit option £5,000 Limit any one animal (£500 for working dogs)
Section 10 – Sheep Worrying
By Dogs, Foxes or Vermin £5,000 Limit any one animal
Section 11 – Money
Includes automatically: Personal Accident Assault cover Damage to Clothing & Personal Effects Cattle Identification Documents (Limit £1,500 in all)
Section 12 – Business Interruption
Wide basis of cover available, Choice of full perils
Section 13 – Goods in Transit
Excludes Livestock (see section 9) Includes: Ropes, Tarpaulins, etc (Limit £1,000) Drivers personal property (Limit £250)
Section 14 – Personal Accident (Individual)
No sickness cover available Choice of capital / weekly units Choice of length of period of cover
Section 15 – Personal Accident (Employees)
No sickness cover available Scale of Benefits Based on Wageroll and or Agricultural Wages Board Act 1945 cover
Section 16 – All Risks (Commercial)
Accidental loss of or damage to any specified items.
Section 17 – Legal Expenses Insurance
Employment disputes Criminal prosecution defence Property disputes Tax protection