Goods in Transit Insurance

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Who needs Insurance for Goods in Transit?

You are likely to need Goods in Transit Insurance if you:

  • Transport your own goods and materials (including any tools or other equipment that you have in your vehicle).
  • Transport goods on behalf of clients.
  • Want to protect the goods in transit for their commercial value

It’s really important to understand what type of insurance you need, because there are key differences between Goods in Transit insurance, and Freight Liability Insurance. For example, working as a courier, you should have Freight Liability insurance in place. This protects you for your liability for the goods while in your care – but not the value of the goods themselves. However, it is very likely that the sender of the goods you are transporting as a courier will want to protect the goods themselves, and at their commercial value. This is where Goods In Transit insurance comes into play.

Goods In Transit is not a legal requirement, but anyone who transports goods for either a customer or a third-party subcontractor, must check their contractual obligations. The contract is likely to stipulate the requirement for Goods in Transit Insurance for a set value or indemnity limit as appropriate. Where the goods are your own or belong to your business, it simply makes sense to protect them at their commercial value.

We have a wealth of experience helping individuals and organisations select the right insurance for transporting goods, including:

  • Goods in Transit Insurance for car transporters
  • Goods in Transit Insurance for haulage
  • Goods in Transit Insurance for couriers

An experienced broker such as BJP will ask you the right questions to make sure you get the policy you need.

To obtain a Goods in Transit Insurance quote, or to seek advice, please contact Rachel Williams on 0345 365 2121, or email, who will be happy to discuss your requirements with you.

Alternatively, please click on the get a free quote link and we will call you back within a working day to discuss your requirements.

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Goods in transit insurance

Bespoke insurance and risk management programmes for all sizes of business

What is Goods in Transit Insurance?

Insurance for Goods in Transit covers the actual items being transported. It protects you if those items are lost, damaged or stolen while they’re in transit from one place to another. It will also protect you from the consequences of delay.

Goods in Transit Insurance is often bought as a standalone product alongside Motor Insurance for the vehicle and Public Liability Insurance.

Anything could go wrong during transportation, including fire, collision or theft. Should something happen to the goods in your possession, could you personally afford to replace them?

Imagine your vehicle’s refrigeration equipment fails, causing the goods being transported to perish. Without Goods in Transit Insurance you will be responsible for the financial loss.

What else should I consider when buying Goods in Transit Insurance?

The range and levels of cover you need will depend on a number of factors, including what sort of goods you are transporting, the value of those goods, and where you operate.

You could run a food and beverage delivery service where liabilities around food are a priority. If you operate a haulage firm, we understand you’re often working with high volume, high value loads. Haulage Goods in Transit Insurance will ensure you’re protected should something go wrong while the goods are in transit. These aspects can all be tailored around your business.

In addition to this, you will need to consider the more standard covers that many businesses need, such as Public Liability Insurance and Employers’ Liability Insurance, as well as protection for your premises and contents, and business interruption.

Talk to the BJP team today

For independent advice and fast quotes for your goods in transit insurance

Why buy Insurance for Goods in Transit with BJP Insurance Brokers?

BJP Insurance Brokers has been providing quality insurance to businesses like yours for almost two decades. We operate across the UK and provide a personalised service born of our philosophy that no two businesses are quite the same.

We’re experienced in arranging insurance policies for a wide range of businesses that require insurance for transporting goods. This includes courier Goods in Transit Insurance, haulage Goods in Transit Insurance, and Goods in Transit Insurance for car transporters.

There are many advantages to buying your insurance through BJP:

  • We have extensive knowledge of the different Goods in Transit Insurance policies on offer, and the expertise to provide you with a policy that suits your needs.
  • We navigate the fine print of policies and help explain exclusions so that you are well informed before purchasing your business insurance.
  • Our well-established relationships with high-quality insurers mean we can offer you the right policy at the right price.
  • When it comes to making a claim, our Goods in Transit Insurance team will be on hand to swiftly negotiate the best outcome for your business.