What Limited Company insurance covers do I need?
At BJP we pride ourselves on our highly personalised service. We understand that every business is different and has different needs. That’s why our Limited Company insurance is great value – because we ensure that all the covers you need are completely valid, so you don’t end up either overpaying for your insurance, or with holes in your policy.
Here are some of the most common covers we offer to medium-sized SMEs like yours:
Public and Employers Liability cover for Limited Companies
You’re probably familiar with these covers and understand that they’re essential (and in some cases a legal requirement) for businesses in the construction trade. However, they can vary wildly in quality according to insurer, and you’ll want to take advantage of our brokers’ professional experience to make sure you get the best cover possible.
Legal expenses insurance will help your SME meet the cost of defending or pursuing a range of legal actions, such as employment disputes, tax investigations, and VAT appeals. It can also help with representation for compliance and regulatory matters, and can be extended to include contract disputes and debt recovery.
Giving advice is an essential part of your work. It’s what gives your business the edge and inspires trust in your clients. But should the final result of your advice be judged to have led to problems, you could be held legally accountable. We can source you quality Public Indemnity Insurance to protect you against the worst potential prosecutions.
Being the owner or manager of a medium-sized Limited Company makes you vulnerable to claims made against your individual actions – not only now, but years into the future. This could see even your personal assets (e.g. your home) under threat. D&O cover mitigates against these dangers.