This is an interesting article on a successful flexible working pilot for the UK construction sector – worth a read.

I can understand the efficiencies of flexible working for office-based companies and professionals, but I’m struggling to understand how you can build something whilst not on-site or working from home. If this realistically means less hours on-site, surely projects will take longer, costs higher, more legal and contractual pressures and tighter margins. However, if it means less sickness, better build standards and quality, less site accidents/injuries/damage, more engagement with funders and professionals, with less contractual disputes to reduce overall risk – the insurance industry should be in full support of this and should respond accordingly.

With the current shortage in manpower, increasing costs of materials and lengthy delays on site-deliveries, it’s important that insurance professionals in the sector understand the changes in risk profiles this could mean and offer advice and support where needed. Feedback from HSE and trade bodies would also be insightful.

Regardless of preferred working practices or pilots, it is important for insurance brokers to take the time and effort to understand how you work and why. Pilots for working from home or flexible working schemes need to be discussed with your brokers to ensure there are no adverse insurance policy terms or restrictions in cover that may affect your risk transfer insurance arrangements and leave you exposed.