Distributors and Wholesalers Insurance

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Distributors and Wholesalers Insurance

We can offer bespoke packages to protect the risks arising from your Wholesale and Distribution business.

We work with you to design a suitable package with reputable insurers to offer a wide variety of cover to include: –

  • Public & Products Liability
  • Employers Liability
  • Stock
  • Contents
  • Computer Equipment
  • Buildings & Tenants Improvements
  • Business Interruption
  • UK and International Goods in Transit
  • Engineering Inspection and Insurance including Breakdown

Depending on circumstances, some insurers may offer Long Term Agreements which could offer you premium rebates on your annual insurances, dependant on claims or “lock-in” a premium for 2-3 year period.

At BJP we pride ourselves on a triparty relationship with you and the insurers to offer you bespoke risk management solutions. This can help further protect your business, your employees and your customers.

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Distributors and wholesalers insurance

Bespoke insurance and risk management programmes for all sizes of business

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Useful Information when buying wholesalers insurance

Did you know, if you are wholesaling a product you have re-branded or imported from outside the EU you are liable for the injury or damage this causes.

In the eyes of the law, by simply changing the name or adding your logo to a product effectively changes your activities to manufacturing and could make you liable for the design or a fault in the product.

Looking at the Consumers Protection Act 1987 the law states –

Prohibiting the manufacture and supply of unsafe goods, making the manufacturer or seller of a defective product responsible for damage it causes liability is placed on the business who;

  • Produced the goods
  • Added their company name or logo to the goods
  • Imported the goods from outside the EU

Examples of wholesale and distribution insurance claims

  1. You export a large amount of goods to a client, which gets lost in transit. You can cover this loss with a Marine or Goods in Transit Insurance.
  2. Your business imports a product from outside the EU for resale. The product is faulty and causes injury to a 3rd party. If covered correctly, your products liability can pay damages that may arise from any legal action taken against your business.

We would like the chance to discuss this with you and see how we can help!

To obtain a quotation please complete the enquiry form and we will get in contact with you within one working day.

Call our Wholesalers and Distributor Team Steve Neudegg & Simon Lawrence on 0345 365 2121 or email on steveneudegg@bjpinsure.com or simonlawrence@bjpinsure.com

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For independent advice and fast quotes for your distributors and wholesalers insurance

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Insure with us and you’ll also have access to value added services including:

  • A dedicated account handling team ready to assist with any queries you may have.
  • Full legal expenses cover included incase proceedings are raised against you.

BJP use a full fact-finding service to establish your full beauty salon insurance demands and needs in order to offer you the most comprehensive insurance at the most competitive premiums. Our experienced broking team utilise a complete panel of insurers and utilise this service to provide further discounts to premiums.

BJP are an independent business insurance and commercial insurance broker. We specialise in obtaining insurance quotes from a wide range of different insurers to ensure that we get the best possible wholesalers insurance insurance cover at the best price. Our brokers have lots of experience in setting up Distributors Insurance to meet our customers’ requirements.

To receive a quote, or to seek advice from one of our insurance advisers, please complete the enquiry form and we’ll be glad to assist you. An adviser will contact you within a working day to discuss your requirements. Or you can call us on 0345 365 2121 to obtain further information or for a full quotation to suit your needs.