Classic and vintage tractor insurance
If you own a tractor that’s over 25 years old, we can offer specific insurance protection, whether it’s a private pride and joy, something you still work with or you take it to agricultural shows round the country.
What are the differences between a standard tractor and classic tractor insurance policy?
We recognize that your vintage tractor may well be your pride and joy – a labour of love. As such, it might not be a working vehicle any longer. While insurance is typically offered as fully comprehensive, costs can be kept down by restricting the vehicles use to social, domestic and pleasure only, for example.
Alternatively, you may take the vehicles to agricultural shows, take part in ploughing demonstrations, or use it on your smallholding to take kids on a tour of your land and to see the animals.
Typically, protection is offered on an agreed value basis and discounts are available to reflect limited mileage that you may actually use the vehicle for. If the vehicle has been bought as a project to refurbish, it might be that it’s not yet roadworthy, but you’re likely to want to get insurance in place to protect your investment.
It might be that, as an enthusiast, you have a number of vintage farm vehicles that you’d like to insure. Having a number of vehicles on a single policy certainly cuts down on administration headaches and may attract a multi-vehicle discount.