Private Client Home Insurance – What’s covered
Designed to meet the needs of customers who wish to cover their:
- Home and contents against loss or damage
- Claims against them for their liability to others
- Cover for legal costs in the event of a dispute
- Cover for the costs of dealing with home emergencies.
Private Client Home Insurance
Do you really know the actual re-build valuation of your home, including Demolition costs, debris removal, Planning and Architect fees etc? There is a considerable amount of Home Owners who do not and risk the chance of being under-insured which in turn means that claims can be refused or reduced due to under-insurance.
- Unlimited buildings cover
- Legal Expenses Cover
- Home Emergency Cover up to £1,500 any one loss as standard
Do you really know how to value your overall contents and personal possessions within the home? Most people do not which again could mean you maybe under insured. 1Policy offers unlimited contents & personal possessions cover, and not only this, the cover is worldwide with no limits.
Private Client Home Contents Insurance
Valuables! How much are they worth? 1Policy allows you to insure any amount you require and you only need to specify any valuables with an individual value of over £20,000.
Providing protection to you and your family in a range of circumstances that may lead to legal costs being incurred. From employment and contractual disputes, property disputes, personal injury and clinical negligence, legal costs can soon add up.
Things go wrong in even the best maintained homes. And it’s rarely at a convenient time. Home emergency cover pays for the costs of a contractor to come to your home to make emergency repairs. We cover the contractor’s charges and the costs of parts and materials.
Private Client Motor Insurance
1Policy provides quality private motor insurance. Comprehensive cover in the event of loss of or damage to your vehicle and claims arising from the ownership or use of your vehicle. Cover includes:
- 1Policy includes agreed values on all vehicles, so in the event of a total loss, the full amount will be paid.
- 1Policy includes Protected No claims Bonus.
- 1Policy can include all family cars regardless of ownership (as long as you reside at the main dwelling) and each individual will always earn their own No Claims Bonus.
Motor Breakdown Cover
Motor breakdown insurance cover is included on 1Policy, including European cover.
Investment Property Insurance
1Policy can include any investment properties – again Warranty free.
- Including Buildings and contents insurance
- Landlord’s Legal Indemnity protection
- Landlord’s Home Emergency cover
We can include Annual Worldwide Travel including Winter Sports cover. So, whether you are relaxing on Bondi beach or skiing in Aspen 1Policy has you covered.
We know you love your pet or pets, so you can include Pet Insurance as part of your 1Policy.
- Vets fees, including emergency boarding fees
- Advertising and reward costs, the cost price paid if stolen, strays or dies as a direct result of an accident or illness
- Euthanasia, cremation or burial cost as a direct result of an accident or illness
- Cover during a journey to Europe
- Liability to another person for bodily injury or property damage